"FINCALC 6.0" is designed to handle financial calculations related to investments and lending. The program acts like a loan calculator doing amortization schedules for several types of insurance, miscellaneous fees and charges, and real estate taxes. The investment portion of the program tracks stocks and mutual funds and provides up-to-date yield and profitiability information. Calculations for annuities and retirement planning are possible.

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Similar to David Bach’s famous Latte Factor®, but for those of us who prefer our coffee straight and black. Seriously, though, this is a handy Excel spreadsheet that helps you to determine just how much your habits cost you. For example, did you know that your pack-a-day smoking habit could turn into an extra $262,000 or so at retirement (depending on your age)? Get the facts, and then decide whether any habit or regular purchase is worth it.

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Retirement estimates. Choice of interest calculations from simple to compound, from flat to annuity. Flexible Initial / Ongoing / Exit fees and costs. Annuities and retirement projections. True finance interest comparison rates. Schedule amortization. Loan statements with proper debits & credits. Chart comparison. Essential mathematics graphic calculator for algebraic equations solving, derivative and integral calculus. Function plotting in rectangular

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Retirement estimates. Exact date or period calculation. Choice of interest calculations, from simple to compound, from flat to annuity. Flexible Initial / Ongoing / Exit costs with custom lender & government descriptions and formulae. Multiple streams and manual transaction building. Mortgage Offset account. Retirement superannuation projections. True finance comparison rate, CR, APR, AAPR. True yields APY, AAPY. Schedule amortization. Loan statements

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Program Description: This program is a compendium of 8 personal finance type programs. They include: annuity/pension payout,auto loan calculators, financial statement, growing money, retirement investment required, saving/pension growth, portfolio evaluator, portfolio fundamentals.

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Easily analyze the performance of any investment by applying basic input variables to build an investment analysis. Analysis generates equivalent current year values allowing comparisons between different investments and identifies investment performance spikes or dips providing a tool to maximize overall return. You can also determine current and future net worth and income streams to make informed investment and retirement planning decisions.

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